Map the orders and dates
Share your target arrival window, report date, household timing, and whether you’re deciding between renting and buying. Leave orders and personal documents out of the website form.
Your next move starts with a clear plan
Find your place in Utah.
Search homes, plan a move, learn about VA financing, or prepare to sell. Real Utah Living brings local guidance together for Utah buyers, sellers, veterans, and military families.
U.S. Air Force VeteranNorthern Utah Realtor®Clear answers, no pressure
WeberDavisBox ElderCache
Build your home searchLive listings
Enter the home you’re looking for. Open BHHS Utah’s live listing portal to search there, or send these criteria to Kevin for a focused search.
The criteria here are not automatically applied in the external portal. Use its filters there, or send your preferences to Kevin.
A home move is personal
Choose your next step.
Whether you’re ready to tour or still sorting through questions, start where you are. We’ll make the next step easier to understand.
I want to buy
Search Utah homes, understand the steps, and get your questions ready before you make a move.
Explore buying →I have loan questions
Learn about payments, cash to close, lender partners, and possible assistance. You choose the lender.
Explore financing →I’m moving with the military
Get PCS planning help, VA loan basics, Utah veteran grant information, and local resources.
Military & PCS support →I’m thinking of selling
Talk through timing, pricing, preparation, marketing, and what happens when offers come in.
Plan a sale →
LOCAL LIVINGFind your Utah place
NEW CONSTRUCTIONSee what’s possible
MAKE IT HOMEPlan for what comes next
Free photographs from Lumin Osity, GoodLifeConstruction, and Leonardo Vargas, via Unsplash.
Military & veteran home base
PCS support from someone who’s served.
I’m Kevin Woods, a 14-year U.S. Air Force veteran and Utah REALTOR®. I help service members, veterans, and families make a home plan around orders, budgets, and real timelines, whether the next step is to buy, rent, sell, or learn the area.
Utah PCS and VA home guidance
Plan a Utah PCS move Local support across Weber, Davis, Box Elder, Cache, Salt Lake, and Utah counties, including moves connected to Hill Air Force Base. Start early, ask questions, and move at your pace.
Set the housing plan
Compare your comfortable monthly cost, likely commute, must-haves, and local options before you commit. For remote shopping, plan virtual tours and a trusted inspection.
Coordinate the transition
Line up lender questions, home search, lease or sale timing, school and community research, and a backup plan if shipment or closing dates move.
Get local help early
Hill AFB recommends contacting its Housing Management Office for guidance before signing a lease or sales contract. Use official base and Military OneSource tools for relocation support.
VA home loan basics
Understand the benefit before you shop.
A VA-backed purchase loan may offer no down payment when the sales price does not exceed the VA appraised value, and it does not require monthly mortgage insurance. You’ll need to meet VA eligibility and occupancy rules, obtain a Certificate of Eligibility (COE), and qualify under lender credit and income standards. A VA funding fee may apply, with exemptions in some cases.
Utah veteran homebuyer grant
$2,500 toward a qualifying Utah purchase.
Utah Housing’s current grant form describes a no-repayment, first-come, first-served $2,500 grant for eligible current service members and veterans separated within the past five years. The buyer must meet the program’s first-time or out-of-state-mover rules, receive veteran-status approval, qualify through an approved lender, and occupy the home as a primary residence within 30 days. Funding is limited; one grant is available per household.
This is separate from a VA loan. The grant may be paired with certain Utah Housing assistance, but the lender and program administrator must confirm availability and eligibility.
Warm handoffs, with your permission
Need a lender or Utah military resource?
Request an introduction to one of Kevin’s independent lender partners or ask for a local PCS resource. Kevin will only share your contact details and note with the person or organization you name if you authorize it in your request.
PCS to Hill AFB guide →Utah VA homebuyer guide →Hill AFB newcomer & housing guide ↗Military OneSource Plan My Move ↗Meet lender partners →
Educational and real estate guidance only. Kevin is not a VA employee, mortgage loan officer, or benefits adviser, and cannot determine loan or grant eligibility. Confirm VA loan terms with a qualified lender, VA benefits with the Department of Veterans Affairs, and Utah grant eligibility and funds with Utah Housing Corporation and the Utah Department of Veterans and Military Affairs.
Buying a home
Know the road ahead.
A good purchase starts before the first showing. Get clear on the numbers, areas, and tradeoffs that matter to you.
Set your direction
Choose a rough timeline, a few areas, and the home features that matter most.
Talk financing
Ask a lender to review your situation and explain possible loan paths and cash to close.
Search and compare
Review current listings, tour homes, and compare the full monthly cost and condition.
Offer through closing
Understand the offer, due diligence, appraisal, inspection, deadlines, and closing steps.
What buyers often want to know
- How much cash might I need for down payment, earnest money, inspections, and closing costs?
- What will my monthly housing cost include beyond principal and interest?
- How do inspections, appraisal, title, and financing deadlines work?
- What should I compare when two homes have different prices or condition?
Starting before you’re ready?
- Pick a general area and a comfortable monthly budget range.
- Write down credit, savings, loan, and timing questions for a lender.
- Ask what assistance programs may fit, how they’re repaid, and if they can pair with a mortgage.
- Make a plan at your pace. You don’t have to apply or buy today to begin learning.
Buying new construction in Utah
Look beyond the model home.
A new build comes with different timelines, contracts, costs, and checkpoints. Compare the complete home and financing plan before you reserve a lot.
Price the finished home
Ask for a written estimate that includes the lot premium, structural options, design upgrades, landscaping, HOA costs, closing costs, and any builder credits. The advertised base price may not include the features you saw in the model.
Read the builder contract
Review deposits, deadlines, change orders, completion estimates, delay language, cancellation terms, dispute resolution, and warranty steps. Get qualified legal advice when you need help interpreting contract obligations.
Compare the financing offer
A preferred lender incentive may be useful. Compare the full written loan estimates, including rate, points, lender fees, credits, lock period, and what happens if construction runs late.
Plan inspections and move-in
Ask about construction walk-throughs and independent inspections. Get the warranty and service-request process in writing, keep copies of selections and changes, and plan for a flexible move date.
Utah Housing: new-build assistance
Utah Housing’s current program matrix lists up to $20,000 for qualifying first-time buyers purchasing a newly constructed, not-yet-inhabited home, with a listed maximum purchase price of $450,000. Buyers must qualify through a Utah Housing participating lender and meet residency and owner-occupancy rules; eligibility and remaining funds apply.
Read Utah Housing’s current program matrix ↗Questions to ask the builder
What is included in the price? When are deposits due? Which selections can change later? What inspections are allowed? What is the target completion window? How are delays, warranty claims, and HOA fees handled?
Talk through a build plan →Financing and home loans
Understand the numbers.
I can help you organize questions and connect you with a lender if you want one. You are free to choose any lender.
Monthly payment estimator
Use your lender’s rate when you have it. The estimate includes only the costs you enter and is not a loan quote.
Property taxes, insurance, mortgage insurance, and HOA costs vary. Enter estimates from your lender or provider. This tool does not determine qualification or affordability.
Estimated monthly total—Enter an annual rate to see principal, interest, and any optional monthly costs.
Illustration only. Not a loan estimate, offer, approval, or financial advice. A lender must confirm rates, qualification, and total payment.Looking at Utah assistance or a VA, FHA, or conventional loan?
Ask a participating lender about current eligibility, funding, repayment, and whether programs can be combined with your mortgage.
Local lending contacts
Meet Kevin’s lender partners.
Compare options and choose the lender who fits your needs. These independent professionals can explain their products and confirm program eligibility.
Garrett Hansen
Diversified Home Loans
Mortgage lending contact. Ask about financing options and whether Utah Housing programs are available for your scenario.
Jason Hassell
Guild Mortgage · South Ogden
Branch Manager · NMLS #1563523
(801) 645-6178 · Speaks Spanish
Thomas Turner
Peoples Mortgage
Vice President / Residential Mortgage Loan Originator · NMLS #268856
(801) 476-0890
Lori Johns
CBC Mortgage Agency
Retail Lending Sales Director. For a personal introduction, send Kevin a note and he’ll help you connect.
Tara Rutherford
Guild Mortgage · Brigham City
Loan Officer · NMLS #1096552
(801) 391-6898
Kevin Woods is a real estate agent, not a mortgage loan originator. Each lender is independent of Kevin and Berkshire Hathaway HomeServices Utah Properties. Contact the lender directly for licensing, rates, fees, loan applications, preapproval, and advice. You are free to choose any lender. NMLS and contact details are shown as published by each lender and may change.
Educational information only. This site does not make credit decisions, offer loans, provide tax advice, or promise eligibility or assistance. Loan rates, lender requirements, program rules, and funding can change. Confirm current terms with a participating lender and program administrator. Listed lender partners, if any, are independent third parties; buyers may choose any lender.
After the keys
Homeownership, made more manageable.
The plan continues after closing. Keep a simple home file, learn the recurring costs, and know who to call when something needs attention.
Plan the real monthly cost
Budget for principal and interest, property tax, insurance, HOA dues, utilities, routine upkeep, and a reserve for repairs. Revisit your budget after move-in.
Protect your records
Save the closing disclosure, deed, inspection report, insurance policy, warranties, builder documents, appliance manuals, and receipts for improvements in one secure place.
Learn your home systems
Locate the water shutoff, electrical panel, HVAC filters, and key safety equipment. Follow manufacturer schedules and document maintenance and service visits.
Review before big changes
Before refinancing, remodeling, renting, or selling, check your loan terms, insurance, HOA rules, tax impacts, and any assistance repayment obligations with the right professional.
Selling a home
Make a plan before you list.
A strong sale begins with the right preparation and clear choices. Start with a conversation about your home, timing, and goals.
Understand your position
Review nearby comparable sales, current competition, property condition, and your ideal timeline.
Prepare with purpose
Decide which repairs, staging, cleaning, and presentation choices are likely to matter for your plan.
Set price and launch
Choose a pricing and marketing approach, then make it easy for buyers to understand the home.
Compare offers and close
Review price, financing, timing, contingencies, appraisal, inspection, and closing details together.
Local guidance across Utah.
WeberDavisBox ElderCacheSalt LakeUtah County
Get to know the place
What’s happening around Utah.
A few upcoming ways to experience local life, plus event calendars that organizers update. Event details can change, so check the organizer before heading out.
NOV 5–15, 2026 OGDEN
Ogden Eats
Explore seasonal menus and local restaurants around Ogden and Historic 25th Street.
See participating restaurants ↗NOV 6–8, 2026 MOAB
Moab Folk Festival
Three days of folk, Americana, roots, and bluegrass in downtown Moab.
Official festival details ↗NOV 12, 2026–JAN 9, 2027 LEHI
Luminaria
A holiday light experience at Thanksgiving Point’s Ashton Gardens. Closed Sundays, Christmas Eve, and Christmas Day.
Dates and tickets ↗NOV 21–22, 2026 SALT LAKE CITY
ILLUMINATE
A free public festival bringing light art and creative technology to downtown Salt Lake City.
Festival information ↗Featured event dates checked October 29, 2026. Calendar links lead to event organizers and local tourism calendars.
Kevin Woods · REALTOR®Meet your Utah real estate resource
Veteran. Advocate.
Trusted Utah Realtor.
I’m Kevin Woods with REAL Utah Living and Berkshire Hathaway HomeServices Utah Properties. I bring the preparation, follow-through, and service mindset I learned in the U.S. Air Force to the home search and selling process.
Whether you’re buying your first home, making a move, selling, investing, or serving in the military, you deserve clear information and a plan that respects your goals.
Homes · People · PossibilitiesCommon questions
Good questions
belong here.
Start with what you want to understand. We can work through the details together.
Do I need a preapproval before I search?
You can begin exploring before you’re preapproved. A lender conversation can help clarify budget, cash to close, and possible loan paths before you make an offer. Preapproval is not final loan approval.
Can I ask questions if I’m not ready to buy?
Yes. You can be gathering information, working on a timeline, or deciding what to ask a lender. Tell Kevin what would be useful and how soon you may want to move.
How do I know what a home might cost each month?
Look beyond principal and interest. Property taxes, homeowners insurance, mortgage insurance, HOA dues, utilities, and maintenance can affect the full cost. Ask a lender for a payment estimate based on your situation.
What should I ask about down payment assistance?
Ask whether it is a grant or a repayable loan, what rules and funding limits apply, whether you qualify, and whether it can be combined with the mortgage you’re considering. A participating lender or program administrator must confirm current details.
Can Kevin tell me what my home is worth?
Kevin can discuss a market-based pricing range using recent comparable sales and current competition. It is an agent’s opinion of value, not an appraisal or guarantee of a sale price.
Can I choose my own lender?
Yes. You are free to work with any lender. If you want, Kevin can help you organize lender questions or connect you with independent lending contacts.
Reach out to Kevin
Let’s talk about your next move.
Tell me what you’re trying to figure out. If you’re buying, include an area and timeline. If you’re selling, include the property address and your ideal timing. Please don’t send sensitive financial or identification information through this form.